College Expenses

Here’s a good question – Who should pay for college?  Parents?  Grandparents?  The kids?  Well, here’s my answer – hopefully, the children are going to be academic geniuses and they … Read More

Diversified Portfolio

Many investors believe a diversified portfolio consists of having money in small, mid-sized and large companies here in the United States and overseas.  That may be the thing to do, … Read More


Most retired investors are looking for income.  In the past and presently, they can receive income from CDs, treasuries and savings bonds through either appreciation or an actual payout over … Read More

Emergency Fund

Here’s a good question to consider – How much of an emergency fund should your have?  The question is easy to answer if you know how much you are going … Read More


  It may seem like an easy question with an easy answer – your spouse, your children.  However, what if you and your spouse have been married before and each … Read More

Know Your Expenses

It’s the end of the year.  Most people are spending.  We spend, not only during the holidays, but all year.  The most important thing we can do to protect our … Read More